Terms and Conditions

Thanks for visiting KamauchaNepali.com. By continuing to browse or use our services, you acknowledge that you accept the rules outlined here. This site functions under the laws of Nepal, including those from Nepal Rastra Bank (NRB) and the national Income Tax guidelines.

1. Key Terms

• Stream Tips: Money contributions sent by a supporter to a content creator as gratitude for live sessions. These are not classified as donations or gifts and serve no commercial or transactional intent. All tips are handled in Nepalese Rupees (NPR).
• User: Anyone who visits or uses the KamauchaNepali platform.
• Creator: An approved user who earns via services or shared content.
• Supporter: A user who provides financial backing through tips or support.
• Platform: KamauchaNepali.com and its supporting tools.

2. Eligibility

You must be 15 or older and legally competent as per Nepalese law. Accounts for those below 15 years are strictly forbidden.

3. Acceptable Usage

• KamauchaNepali cannot be used for unlawful purposes such as scams, hate content, or financial crime.
• Creators must use real names and take full accountability for what they post or share.

4. Financial Transactions

All payments happen in NPR. The platform collects a service fee from creators’ earnings only. No fees are charged to supporters.

Each creator is required to handle their own tax responsibilities on their earnings.

5. Charges and Deductions

This section outlines KamauchaNepali's fee model, including how fees are applied and limits on tips. Supporters (users who send tips) are charged an additional 3% processing fee on top of their tip amount to cover payment gateway and processing costs (e.g., Khalti, eSewa). This 3% is added to the tip amount at checkout and is non-refundable. Supporters never pay any platform fee to KamauchaNepali itself; the 3% is strictly for payment processing.

5.1 Platform Fee Breakdown

Type	Fee	Example
Platform Charge	7.5% per transaction	For a NPR 1,000 tip, NPR 75 is deducted as platform fee; the creator receives NPR 925.
Payment Processing Fee (Supporter pays)	3% per transaction	If you tip NPR 1,000, you pay NPR 1,030 in total. The extra NPR 30 covers payment gateway charges.
Minimum Tip	NPR 10	The lowest allowable tip amount
Maximum Tip	NPR 25,000	Highest single transaction value
Account Dormancy Fee	NPR 500/year	Charged if no activity for over 24 months

• All platform fees (7.5%) are automatically deducted before the remaining balance reaches the creator’s wallet.
• The 3% payment processing fee is added to the tip amount and paid by the supporter at checkout.
• Fees help maintain infrastructure including payment systems, customer care, and operational expenses.

5.2 Tax Responsibilities

• Creators are expected to handle their tax filings under Nepal's taxation laws.
• We do not deduct income tax by default. You can request a yearly report to help with tax filings.
• Tax help services are available at an added cost to assist with your filings.

5.3 Payouts and Charges

• Transfers to verified e-wallets like Khalti are cost-free for creators.
• Banks may impose minimal charges on direct bank withdrawals.
• Payouts happen on a recurring schedule (e.g., weekly). Ensure your details are correct to avoid issues.

5.4 Updates to Fee Policy

We may revise our charges. If so, you will get at least 3 days’ notice. Revised fees will apply only to future tips, not past ones.

6. Refund Policy

All financial support is final. Refunds are only possible in cases of technical errors or legal obligations and must be requested within 14 days for review.

7. Legal and Tax Compliance

• Content creators are expected to disclose their earnings per Nepalese tax law.
• We follow NRB rules and AML regulations. ID verification may be required before payout.

8. Account Deactivation

We may deactivate or restrict accounts involved in misconduct or violations. Any remaining earnings may be frozen or returned depending on the situation.

9. Copyright

All content including logos and media on KamauchaNepali is protected. Reuse or reproduction is not allowed without prior approval.

10. Liability Limits

We are not responsible for indirect damages, third-party errors, or creator content. Our liability is capped to the platform fees paid in the past 3 months.

11. Legal Jurisdiction

These terms fall under Nepalese law. Any disputes shall be handled by the Chitwan District Court or through mutual arbitration.

12. Changes to Terms

These terms may evolve with legal or service changes. By continuing usage, you agree to the updates. Major revisions will be communicated via alert or email.

13. Contact

Have queries? Reach us at [email protected]